The Fox News article, Do Kids Count? Insurers Stop Selling Child-Only Policies Ahead of ObamaCare Provisions, published September 22, 2010, refers to an issue of President Obama’s healthcare reform. Major insurance companies have stopped offering child-only policies just a few days before the new law kicks in, tomorrow, Thursday, September 23, 2010. Why? Insurance companies say that some parents likely will wait till their children are sick to buy coverage, which will cause unexpected and massive costs to the insurers, or the health insurance companies. According to ObamaCare, all Americans must carry health insurance by the year 2014. As of tomorrow, insurers cannot exclude children under 19 years old with pre-existing conditions. Supporters of ObamaCare feel this is immoral to drop child-only policies. Insurers and those against ObamaCare feel this is an understandable and logical decision based on cost.
I have a significant personal connection with this issue because of my relationship with three children with terminal and pricey health conditions. Two of these children have died, and one of them is currently battling cancer. I cannot imagine an insurance company turning them away. Yet on the other hand, I cannot imagine how much it costs for other people, especially when they died. For me, it is a conflict between fiscal reality and personal care and moral involvement.
The healthcare reform law by President Obama is a very controversial issue. One of the most sensitive elements of the law involves mandatory coverage for pre-existing conditions. What feels right personally is not necessarily what is right financially.
I have a significant personal connection with this issue because of my relationship with three children with terminal and pricey health conditions. Two of these children have died, and one of them is currently battling cancer. I cannot imagine an insurance company turning them away. Yet on the other hand, I cannot imagine how much it costs for other people, especially when they died. For me, it is a conflict between fiscal reality and personal care and moral involvement.
The healthcare reform law by President Obama is a very controversial issue. One of the most sensitive elements of the law involves mandatory coverage for pre-existing conditions. What feels right personally is not necessarily what is right financially.
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